Lewes Smith can help you remortgage with another lender quickly and efficiently.
Here are the examples of costs and fees if you decide to remortgage.
Up to £200,000.00
These are processed on the basis of a fixed fee of £350.00 provided that only one existing mortgage is to be repaid. The fee also depends on who the new lender is.
Over £200,000.00
Email or call for an estimate
Expenses on remortgages are usually a local search fee (occasionally search insurance can be obtained - a cheaper alternative- usually saving half the cost of a search).
- Land Registry searches and copies of your title are obtained online from the Land Registry for a composite fee of £30 plus VAT.
- Land Registry registration fees vary dependent on the amount of mortgage - please email or call for an estimate.
- On leasehold remortgages there is generally a fee payable to the Landlord's Managing Agents or Solicitors.
Remortgages can usually be processed quickly. As soon as you decide which lender you are changing to, let us know. We will then order copies of your title and request the deeds from your present lender. The transaction should not take more than 3 to 4 weeks if everything on the title and searches is in order.